Get Year Around Coverage For The Track

Why Annual Track Day Insurance?

  • Coverage For All Your HPDEs Throughout The Year

  • Perfect For Regular HPDE Attendees

  • Instructors Personal Cars

  • One Great Price For All Year

  • Lower Deductible Than Single Day Coverage Available

  • Multiple Cars, Multiple Drivers

  • Liability (i.e. track damage) coverage available

Let's Get A Quote Started

Request Annual Track Day Insurance Quote


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Some track day insurance providers vary their premiums based on the value of modifications. Please provide the estimated value of the mods.

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Why You Should Consider Annual Coverage

Typical Track Day Insurance Policies Don't Cover You All Year

If you attend enough track days to consider annual insurance, you likely already know that your regular car insurance doesn't cover you on the track. However, even track day insurance can be limiting. It only covers specific days, events or even tracks. With annual track day insurance you can have coverage all year long. There are even options to provide liability coverage for track damage and multi-driver options.

Whether you are just a track day pro, or an instructor who routinely drives their personal vehicle on track to take advantage of the available course time, we can help.

  • Most Auto Policies Don't Cover Track Days

    Most typical auto policies don't cover on track incidents.

  • You Are Responsible For Track Damage

    You regular auto policy and most track day insurance policies don't cover damage done to the track.

  • Coverage For All Your Track Events

    Coverage for all of your track day and HPDEs throughout the year.

  • Quotes And Reviews Are A Snap

    We can quickly and easily review your your needs to help you get the right policy or enhancement.

About Shift Brokers

Shift Brokers specializes in helping car enthusiasts find the right insurance – for the the street, while on track, for show and everything between. Plus, we’re car and track people ourselves. We’ve combined our passion and our expertise so that you can get insurance from people who really understand the emotional and financial value of the car you’re trying to protect.

We can help you proactively get the right coverage and valuation for your enthusiast vehicle. We work nearly a dozen enthusiast focused insurance carriers, including Hagerty, OpenTrack, American Modern and more. We can also help with valuation and policy changes even if you are not up for renewal.

Shift Brokers is based in Atlanta, GA.  We are an independent insurance brokerage focused on the unique needs of car enthusiasts.  Policies described are offered and underwritten by insurance providers we work with.  Coverage is not guaranteed and not all drivers or cars will qualify.  Quotes are estimates and subject to change.