Any high value vehicle or appreciating vehicle
Agreed Value Insurance For Daily Driver
Agreed Value Policies For
Daily And Regular Use Vehicles
True Replacement Value For Your Enthusiast Car, Even If You Drive It Regularly
Most collector and enthusiast insurance companies won't insure a regular use vehicle on an agreed value basis. But at Shift Brokers we have options for qualifying drivers and vehicles, even when it is used regularly.
Our goal is to get you better coverage, save you money or in many cases, both.
Why? Because it's what we do. Insurance for car enthusiasts is ALL we do.
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Agreed Value Coverage Options
Options for agreed value coverage for eligible drivers and regular use vehicles.
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No Hidden Markup Or Additional Fees
Never pay any additional fees or markup on these types of policies.
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Get True Replacement Value
Know you'll get true replacement value in event of a loss.
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Maximize Value and Save Money
Get the most for your money from your insurance.
Let's Get A Quote Started
All quotes are no obligation. We only disclose your information to companies we request quotes from and never sell it to third parties.
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Why An Agreed Value Policy
We Can Help You Determine If An Agreed Value Policy Is Right For You
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Significant enhancements i.e. engine swap, modifications
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Unique vehicle where determining the value may be difficult
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Anytime there may be a question about the value of your vehicle.
Why Get An Agreed Value Policy?
Get True Replacement Value
Don't leave the value of your vehicle up to the insurance company. Agreed value policies let you come to an agreed valuation for your vehicle up front. It can help save you from a headache regardless of which parties insurance is responsible.
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Determine Value Upfront
In the event of a loss you won't need haggle over the value.
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Not Just For Classic Or Old Cars
An Agreed Value Policy might be right for even if your car is not a traditional classic or old car.
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Better Coverage
Agreed value generally provides more financial protection than traditional cash value policies.
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Easy Quotes
Get quick, easy quotes from multiple companies.
Have Questions? We've Got Answers.
How We're Different
We Can Help You With Options You May Not Even Know About
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We Only Do Insurance For Enthusiast Vehicle Owners
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We Work With Multiple Companies
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Modern Classics, Daily Drivers And Modified Projects Too
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Save More By Insuring All Your Vehicles
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Ensuring Your Car Covered Properly
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The Best Coverage With No Additional Markups
Learn More
About Agreed Value For Regular Car Policies
As a car enthusiasts, an Agreed Value Policy can help you avoid complications in the unfortunate event of a loss. Rather than waiting until there is an event to determine the value, it can be agreed to upfront. Most traditional insurance companies use the Actual Cash Value method. Some may even have an offering that lets you “state” the value. But be careful with these Stated Value policies, as they do not necessarily ensure you and the insurance company agree on the value at the time of loss.
Agreed Value Policies aren’t just for traditional classic cars. Modern classics, cars likely to appreciate or those with intrinsic value all may be good fits for an agreed value policy.
About Shift Brokers
Shift Brokers specializes in helping car enthusiasts find the right insurance – for the the street, while on track, for show and everything between. Plus, we’re car and track people ourselves. We’ve combined our passion and our expertise so that you can get insurance from people who really understand the emotional and financial value of the car you’re trying to protect.
We can help you proactively get the right coverage and valuation for your enthusiast vehicle. We work nearly a dozen enthusiast focused insurance carriers, including Hagerty, OpenTrack, American Modern and more. We can also help with valuation and policy changes even if you are not up for renewal.
Shift Brokers is based in Atlanta, GA. We are an independent insurance brokerage focused on the unique needs of car enthusiasts. Policies described are offered and underwritten by insurance providers we work with. Coverage is not guaranteed and not all drivers or cars will qualify. Quotes are estimates and subject to change.
