Agreed Value And Modern Classic Car Policies

Coverage For What Your Car Is Worth

Coming to an agreement with your insurance company on the value of your modern classic car can be difficult. The valuations may not factor in the growing collectors market for these new classics. An Agreed Value Policy will allow you come to a valuation that is agreed to up front. It can even account for modification or restoration money you've put in. It can also help save you from a headache regardless of which parties insurance is responsible, or when they have no insurance at all.

  • Agreed Value Policies


    Modern classics cars often are undervalued by many valuation tools. We have access to policies designed specifically for this situation.

  • Not Just For Collectors


    An Agreed Value Policy might be right for even if your car is not a traditional collector or high value vehicle.

  • Fast & easy quotes


    We specialize in policies for car enthusiasts, so we have a list of insurance companies that can potentially help you with agreed value policies.

  • Protect Your Investment


    Know the value of your modern classic vehicle up front.

Why Modern Classic Car Insurance Thru Shift Brokers

Cover What's Important To You

  • Agreed Value For Newer Vehicles (80s to Now)

  • A True Replacement Value

  • Can Accounts For Modifications Or Restorations

  • Options For Driving Or Non-Driving Modern Classics

  • Set The Value And Agree Up Front

  • Often No Appraisal Is Needed

Let's Get A Quote Started

Quote Insurance For My Modern Classic

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All quotes are no obligation.  We never sell your information to third parties.  See our privacy policy for more details.

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About Modern Classic Insurance


Agreed Value and Modern Classic Car Policies aren’t just for collector cars.  They also include soon to be or rare editions of newer vehicles.  It can also cover the invested you’ve made into your vehicle, even when it’s recent or newer.  In those situations, an Agreed Value Policy might be an good option for you.  


Shift Brokers works with multiple car enthusiast focused and friendly companies who offer Modern Classic Car and Agreed Value policies.  We can also help you review your existing policy to determine if you might be better served with a different company or policy type. Contact us today.  Unlike other insurance brokers, we know cars because we’re car enthusiasts ourselves.  Plus, as a broker – we represent you and work with many different companies. 

About Shift Brokers

Shift Brokers specializes in helping car enthusiasts find the right insurance – for the the street, while on track, for show and everything between. Plus, we’re car and track people ourselves. We’ve combined our passion and our expertise so that you can get insurance from people who really understand the emotional and financial value of the car you’re trying to protect.


We can help you proactively get the right coverage and valuation for your enthusiast vehicle. We work nearly a dozen enthusiast focused insurance carriers, including Hagerty, OpenTrack, American Modern and more. We can also help with valuation and policy changes even if you are not up for renewal.


Shift Brokers is based in Atlanta, GA.  We are an independent insurance brokerage focused on the unique needs of car enthusiasts.  Policies described are offered and underwritten by insurance providers we work with.  Coverage is not guaranteed and not all drivers or cars will qualify.  Quotes are estimates and subject to change.