Anytime there may be a question about the value of your vehicle.
Agreed Value Insurance
Why Get A Quote Through Us
Agree To The Value
Protecting the car you love isn't like insuring other cars, even if it is one you drive every day. Shift Brokers can help you get insurance from a highly rated company that will agree to the right value, will cover repairs so it is done properly and maximize the value you get for what you pay. In many cases, it may even save you money. Why? Because it's what we do. Insurance for car enthusiasts is ALL we do.
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Quotes From Multiple Highly Rated Companies
Quotes from multiple companies, where applicable.
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No Hidden Markup Or Additional Fees
Never pay any additional fees or markup on these types of policies.
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Get True Replacement Value
Know you'll get true replacement value in event of a loss.
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Maximize Value and Save Money
Get the most for your money from your insurance.
Let's Get A Quote Started
Quote Insurance For My Project Car
All quotes are no obligation. We never sell your information to third parties. See our privacy policy for more details.
Featured Partners
Why Agreed Value Insurance
We Can Help You Determine If An Agreed Value Insurance Is Right For You
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Significant investment into your vehicle (engine swap, modifications)
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Rare vehicle where determining the value may be difficult
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A vehicle that may be appreciating in value
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Any high value vehicle or special vehicle
Agreed Value Policies
Get What Your Car Is Worth
Don't leave the value of your vehicle up to the insurance company. Agreed value insurance will allow you to set valuation and agree up front. It can help save you from a headache regardless of which parties insurance is responsible.
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Unique Policies
Policies that help ensure you get what your car is worth.
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Not Just For Collectors
An Agreed Value Policy might be right for even if your car is not a traditional collector or high value vehicle.
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Fast & easy quotes
We specialize in policies for car enthusiasts, so we have a list of insurance companies that can potentially help you with agreed value policies.
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Protect Your Investment
Whether it's the value of a collectible, a high value vehicle like a super car or because you've invested a significant amount of money into your vehicle.
How We're Different
We Can Help You With Options You May Not Even Know About
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We Only Do Insurance For Enthusiast Vehicle Owners
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We Work With Multiple Companies
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Modified Cars, Project Cars, Modern Classics, Weekend Cars
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Help Ensure Your Car Covered Properly
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The Best Coverage With No Additional Markups
Learn More
About Agreed Value Insurance
As a car enthusiasts, an Agreed Value Policy can help you avoid complications in the unfortunate event of a loss. Rather than waiting until there is a loss to determine the value, it can be agreed to upfront. Most traditional insurance companies use the Actual Cash Value method. Some may even have an offering that lets you “state” the value. But be careful with these policies, as they do not necessarily ensure you and the insurance company agree on the value at the time of loss. They also may not help you when the other party is at fault.
Agreed Value Insurance isn’t just for supercars or collector cars either. If you’ve invested a significant amount of money into your vehicle, for example a new motor and transmission or valuable modifications, an Agreed Value Insurance might be an good option for you. Also, if your vehicle is appreciating in value, even if it’s not a traditional collector vehicle, you may find an Agreed Value Insurance provided additional protection.
About Shift Brokers
Shift Brokers specializes in helping car enthusiasts find the right insurance – for the the street, while on track, for show and everything between. Plus, we’re car and track people ourselves. We’ve combined our passion and our expertise so that you can get insurance from people who really understand the emotional and financial value of the car you’re trying to protect.
We can help you proactively get the right coverage and valuation for your enthusiast vehicle. We work nearly a dozen enthusiast focused insurance carriers, including Hagerty, OpenTrack, American Modern and more. We can also help with valuation and policy changes even if you are not up for renewal.
Shift Brokers is based in Atlanta, GA. We are an independent insurance brokerage focused on the unique needs of car enthusiasts. Policies described are offered and underwritten by insurance providers we work with. Coverage is not guaranteed and not all drivers or cars will qualify. Quotes are estimates and subject to change.
