Agreed Value Policies For
Daily And Regular Use Vehicles

True Replacement Value For Your Enthusiast Car, Even If You Drive It Regularly

Most collector and enthusiast insurance companies won't insure a regular use vehicle on an agreed value basis. But at Shift Brokers we have options for qualifying drivers and vehicles, even when it is used regularly.

Our goal is to get you better coverage, save you money or in many cases, both.

Why? Because it's what we do. Insurance for car enthusiasts is ALL we do.

  • Agreed Value Coverage Options

    Options for agreed value coverage for eligible drivers and regular use vehicles.

  • No Hidden Markup Or Additional Fees

    Never pay any additional fees or markup on these types of policies.

  • Get True Replacement Value

    Know you'll get true replacement value in event of a loss.

  • Maximize Value and Save Money

    Get the most for your money from your insurance.

Let's Get A Quote Started

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All quotes are no obligation.  We only disclose your information to companies we request quotes from and never sell it to third parties.

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Why An Agreed Value Policy

We Can Help You Determine If An Agreed Value Policy Is Right For You

  • Any high value vehicle or appreciating vehicle

  • Significant enhancements i.e. engine swap, modifications

  • Unique vehicle where determining the value may be difficult

  • Anytime there may be a question about the value of your vehicle.

Why Get An Agreed Value Policy?

Get True Replacement Value

Don't leave the value of your vehicle up to the insurance company. Agreed value policies let you come to an agreed valuation for your vehicle up front. It can help save you from a headache regardless of which parties insurance is responsible.

  • Determine Value Upfront

    In the event of a loss you won't need haggle over the value.

  • Not Just For Classic Or Old Cars

    An Agreed Value Policy might be right for even if your car is not a traditional classic or old car.

  • Better Coverage

    Agreed value generally provides more financial protection than traditional cash value policies.

  • Easy Quotes

    Get quick, easy quotes from multiple companies.

Have Questions? We've Got Answers.

How We're Different

We Can Help You With Options You May Not Even Know About

  • We Only Do Insurance For Enthusiast Vehicle Owners

  • We Work With Multiple Companies

  • Modern Classics, Daily Drivers And Modified Projects Too

  • Save More By Insuring All Your Vehicles

  • Ensuring Your Car Covered Properly

  • The Best Coverage With No Additional Markups

Learn More

About Agreed Value For Regular Car Policies

 

As a car enthusiasts, an Agreed Value Policy can help you avoid complications in the unfortunate event of a loss.  Rather than waiting until there is an event to determine the value, it can be agreed to upfront.  Most traditional insurance companies use the Actual Cash Value method.  Some may even have an offering that lets you “state” the value.  But be careful with these Stated Value policies, as they do not necessarily ensure you and the insurance company agree on the value at the time of loss.

 

Agreed Value Policies aren’t just for traditional classic cars.  Modern classics, cars likely to appreciate or those with intrinsic value all may be good fits for an agreed value policy.  

 

About Shift Brokers

 
Shift Brokers works with multiple car enthusiast focused and friendly companies who offer Project Car and Agreed Value policies.  We can also help you review your existing policy to determine if you might be better served with a different company or policy type.   Unlike other insurance brokers, we know cars because we’re car enthusiasts ourselves.  Plus, as a broker – we represent you and work with many different companies.

 

Shift Brokers based in Atlanta, GA.  We are an independent insurance brokerage focused on the unique needs of car enthusiasts.  Policies described are offered and underwritten by insurance providers we work with.  Not all drivers or cars will qualify.

Let’s Talk Cars